Is Your Medicare Advantage Plan Ending in 2027? Here's What to Do
Many Medicare Advantage plans are closing for 2027, including in the Seattle, Dallas-Fort Worth and Houston areas, so open any letter from your plan now.
Practical, original notes for people comparing Medicare Advantage and Medicare Supplement coverage in Idaho, Oregon, Texas, and Washington.
Many Medicare Advantage plans are closing for 2027, including in the Seattle, Dallas-Fort Worth and Houston areas, so open any letter from your plan now.
CMS has posted the 2027 star ratings on Medicare Plan Finder, and a plan's rating can change from year to year.
If your Medicare Advantage plan is leaving next year, you can pick a new plan during Open Enrollment or use extra time after it ends.
CMS says average Medicare Advantage premiums are falling nationally for 2027, but state fact sheets show averages rising in Idaho, Oregon, Texas, and Washington.
Plan Finder now links to 2027 formularies and Summary of Benefits, flags plan exits, and refreshes Star Ratings and doctor directories in early October.
Carrier exits for 2027 are already in the news—including Providence Health Plan’s reported wind-down affecting tens of thousands of Medicare Advantage members in Oregon and Washington.
Your Annual Notice of Change lists 2027 shifts if your plan continues—but a routine ANOC does not unlock Medigap without health questions.
Medicare Advantage and Part D plans must send your Annual Notice of Change by September 30, spelling out January 2027 shifts.
Unlike Advantage and Part D, Medigap generally isn’t shopped during October 15–December 7.
For 2026, Part D’s annual out-of-pocket cap is $2,100—but only spending on covered formulary drugs counts toward it.
Unlike Original Medicare plus Medigap, most Advantage plans steer non-emergency care to in-network doctors and hospitals.
If you have Medicare Advantage or Part D, your Annual Notice of Change should arrive by September 30 — and it's not junk mail.
Unlike Medicare Advantage's fall Open Enrollment, Medigap has no federal annual switch window — unless your state does.
Advantage and Supplement plans solve different problems. Use this side-by-side before Annual Enrollment if your doctors, travel, or budget have changed.
Medicare Advantage and Part D plans must send the Annual Notice of Change by September 30. Use this checklist to see whether next year’s costs, doctors, and prescriptions still fit.
AEP, ANOC, formulary, out-of-pocket maximum, and network. Learn the five words that decide whether your current plan still fits.
These articles are educational and are not a policy, quote, recommendation, or official CMS publication. Plan names, premiums, networks, and benefits vary by county and can change. CDA Insurance LLC is an independent agency, not connected with the U.S. government or the federal Medicare program.